Benefits

Give employees financial flexibility

Let your team access their earned wages before payday. No loans, no interest, no credit checks—just their own money, when they need it most.

72%
Employee adoption
30%
Less turnover
$0
Employer cost option
<1hr
Funds transfer
Humanforce

Earned Wage Access

Your money, when you need it

Active
Available to access
$784
of $1,695.00 earned this period
Choose a withdrawal category
Groceries
Housing (Rent, Mortgage, Utilities)
Emergency (Unexpected, Medical)
Zero Cost Option
Available at no cost to you
No Loans
Not a payday loan
Boost Retention
Valued by employees

Trusted by leading employers to support employee financial wellbeing

RegisGuardianEpworthDelaware NorthKroenke Sports
Co-op LiveAccorFlight CentreMitre 10IGA

Financial flexibility without the complexity

Simple for employees to use, zero admin for you, and fully integrated with payroll.

Instant Access to Earned Pay

Employees can access their earned wages whenever they need them, right from the Humanforce app.

  • Same-day transfers
  • No waiting for payday
  • 24/7 availability
  • Mobile-first

Responsible & Compliant

Built-in safeguards ensure employees access wages responsibly while staying fully compliant.

  • Access limits you control
  • No interest or hidden fees
  • Full transparency
  • Financial education

Zero Admin Overhead

Integrates directly with payroll—automatic deductions, no reconciliation, no extra work.

  • Payroll integration
  • Auto deductions
  • No manual work
  • Audit trail
Instant Access

Access earned wages in minutes

Employees can see their available balance in real-time and request access to their earned wages whenever they need them—no waiting, no paperwork.

  • Real-time balance— see earned wages update after each shift
  • Same-day transfers— funds typically arrive within an hour
  • Mobile app— request access anytime from their phone
Monday Shift
9:00 AM - 5:00 PM
$185.00
Tuesday Shift
7:00 AM - 4:00 PM
$212.50
Wednesday Shift
6:00 AM - 6:00 PM
$450.00
Available to access
$847.50
Positive Employee Impact

Supporting real employee needs

When employees access their earned wages, they're covering essential expenses—not frivolous spending. The data shows employees use EWA responsibly for the things that matter most.

  • 45% for groceries— the #1 use case
  • 14% for housing— rent, mortgage, utilities
  • 13% for emergencies— unexpected medical, car repairs

Withdrawal Reason

Groceries45%
Housing14%
Emergency13%
Transport10%
Savings9%
Debt repayment5%
Health & wellness4%
Seamless Payroll Integration

Zero admin overhead for you

EWA integrates directly with Humanforce Payroll. Accessed wages are automatically deducted from the next pay run—no manual reconciliation, no extra work.

  • Auto deductions— accessed wages deducted automatically
  • Visible on payslip— clear record for employees
  • Full audit trail— complete visibility for compliance
Pay Summary
Pay Period: 1-14 Jan
Gross Earnings$2,340.00
Tax Withheld-$468.00
Early Wage Access-$400.00
Net Pay$1,472.00
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